14 October 2026
رصيد API داخل اشتراك Claude Max وTeam: فعّله واستخدمه قبل ما ينمسحThe API Credits Inside Your Claude Max or Team Plan: Claim Them and Use Them Before They Expire
Claude Max and Team plans include monthly API credits most people never claim. After this guide you will know what an API is in plain words, how to claim the credits, and three ways to use them before they expire.
Who this guide is for
Anyone paying for Claude Max or Team who wants the full value of the plan.
Key terms
- API
- The Claude app is like a restaurant: you go, sit and order. The API is delivery: your program orders from Claude and the answer comes to you, inside your own tools.
- Monthly API credits
- A monthly amount inside Max and Team you can spend on the API at no extra cost. Not a gift. It is part of what you already pay.
- Console
- Anthropic's developer dashboard. You create API keys, see spend and set limits there.
- API key
- A long secret that lets your program talk to Claude from your account. Never share it.
The steps
Step 1
Check that your plan has credits
Only Max and Team include credits. Max 5x gets $100 a month, Max 20x gets $200. On Team, each Standard seat adds $20 and each Premium seat adds $100, pooled for the team and capped at $500 a month.
Free, Pro and Enterprise are not eligible right now. You must be on the plan for 7 days before you can claim.
Tip: Amounts and rules can change. Check Anthropic's official page before you rely on them.
Step 2
Claim the credits on claude.ai
Open claude.ai in a browser, then Settings, then Billing. On Team it sits in Organization settings, then Billing.
Find API credits and click Link organization. Pick an existing Console organization or create a new one.
Subscribed through the iPhone or Android app? Claim in a web browser, not in the app.
Step 3
Create an API key in the linked Console organization
Go to platform.claude.com with the same account and make sure you are in the organization you linked.
Open API keys, click Create key, give it a clear name like whatsapp-bot, copy it once and store it somewhere safe. This key is what makes usage count against your credits.
Tip: Never commit the key to GitHub. Keep it in an environment variable called ANTHROPIC_API_KEY.
Step 4
Make your first API call
Before any project, confirm the key works. Open Terminal and paste this command after adding your key and a model name from the models page in the docs.
If you get a reply with text from Claude, the credits are live.
PromptFirst call (Terminal)curl https://api.anthropic.com/v1/messages \ -H "x-api-key: $ANTHROPIC_API_KEY" \ -H "anthropic-version: 2023-06-01" \ -H "content-type: application/json" \ -d '{"model": "[model name]", "max_tokens": 300, "messages": [{"role": "user", "content": "Say hello in one sentence"}]}'Step 5
Know what the credits cover and what they do not
Credits cover the Claude API, the Console Playground, Managed Agents and the Agent SDK.
They do not cover regular Claude Code signed in with your subscription in the terminal, IDE, desktop app or web, and they do not cover extra usage in the apps. Claude Code only draws on the credits when you run it with an API key from the linked organization.
Tip: Signing in to Claude Code with your Max account is not the same as the key. Credits only move with the key.
Step 6
Use one: a bot that answers your customers
Connect Claude to WhatsApp or Instagram messages with a tool like n8n or Make: the message arrives, the tool sends it to the API with your business instructions, and the reply goes back to the customer.
Start with these instructions as the system message and test them in the Playground before you wire anything.
PromptBot instructionsYou are the customer service assistant for [business name] in [city]. Reply in simple language and short sentences. What you know: [services, prices and opening hours]. If a question is outside this information or is a complaint, tell the customer someone from the team will reply, and never invent information.
Step 7
Use two: a Shortcut on your phone
In the iPhone Shortcuts app, build a shortcut with a Get Contents of URL action. Have it send a POST request to the same API address from step 4, with the same headers and the text you type or copy.
For example: copy a long message, run the shortcut, get back a three point summary.
PromptRequest text inside the shortcutSummarise this text in three short points, then one line: what is being asked of me? [copied text]
Step 8
Use three: a script that summarises a folder of files
Have a hundred files to summarise? Ask Claude to write a Python script that walks the folder and sends each file to the API. For large batches use Message Batches, which cost less and do not need an instant reply.
PromptAsk Claude for the scriptWrite me a Python script using the anthropic library. It reads every [txt or pdf] file in the folder [folder path], sends each file to the API asking for a five point summary, and saves all summaries in one file called summaries.md. Read the key from the ANTHROPIC_API_KEY environment variable. Use Message Batches if there are more than 20 files.
Step 9
Set a spend limit and use it before it expires
In the Console, set a monthly spend limit on the workspace so nothing is charged above your credits by mistake.
Remember: unused credits expire every billing cycle and do not roll over. Set a reminder mid month to check your spend.
Ready prompts to copy
I have [amount] dollars of monthly API credits. My work is [describe your work]. Suggest three small automations I can build this week with the API, and for each one: the tool I need, the steps, and roughly how much of the credits it uses.
The takeaway
The credits are part of your plan. Claim them today, make one call, and pick one use before they expire.
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